TERMS & CONDITIONS

Terms & Conditions

Effective Date: 9/18/2025

Welcome to www.drjoybhat.com. By accessing or using this Website, you agree to comply with and be bound by these Terms & Conditions. Please read them carefully before using our services.

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1. Use of Website

You must be at least 18 years old to use this Website.

You agree to use this Website only for lawful purposes.

You may not attempt to disrupt, hack, or misuse the Website.

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2. Medical Disclaimer

Content on this Website is for educational and informational purposes only.

Nothing on this Website constitutes medical advice, diagnosis, or treatment.

Always consult with a licensed physician or qualified healthcare provider before making health decisions.

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3. Purchases and Payments

Any payments for programs, consultations, or products are processed securely through third-party payment processors.

All fees are listed in U.S. dollars unless otherwise specified.

Deposits and fees may be non-refundable (details will be provided at checkout).

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4. Intellectual Property

All content, branding, text, videos, graphics, and materials on this Website are the property of Joy Bhat MD INC and protected by copyright law.

You may not copy, reproduce, or distribute content without prior written consent.

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5. Limitation of Liability

We are not liable for any damages arising from use of this Website or reliance on its content.

This includes indirect, incidental, or consequential damages.

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6. Changes to Terms

We may update these Terms & Conditions at any time.

Continued use of the Website after changes indicates acceptance of the new terms.

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7. Governing Law

These Terms & Conditions are governed by the laws of the State of California, USA.

Any disputes shall be resolved in California courts.

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